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3806 Market Street
"Start by doing what's necessary; then do what's possible; and suddenly you are doing the impossible." — Francis of Assisi
You have worked a lifetime to accumulate your assets—and we're ready to help preserve your wealth and put it to good use with strategic financial planning. In our opinion, financial planning should be about more than simply using your age, income, and risk tolerance to create a suitable portfolio. Instead, we think true financial planning must address and improve every aspect of your life. Of course, we're here to pursue the investment growth you desire, but our approach extends far beyond your portfolio.
No matter your path in life, we will support your future with a full range of sophisticated services and support.
When supporting clients, our approach to financial planning incorporates all of the facets below.
Financial Planning Strategies
Financial Planning can be a life-long process that assists you and your family in taking control of your financial future. We can help you set your financial goals, develop and implement financial strategies, and review your progress on a regular basis. By viewing each financial decision as part of a whole, you can consider its short and long-term effects on your life goals. You can also adapt more easily to life changes and feel more secure that your goals are on track.
Business Continuation & Exit Planning Strategies
No matter if you hope to sell your business or pass it on to future generations, we'll work with you and your other professional advisors to design a strategy around your goals. From your prime earning years to your retirement, we will continually focus on aligning your business needs with your personal financial life.
Ultimately, the less you pay in taxes, the more money you'll have. So, we believe reducing your tax liabilities is one of the best ways to preserve your assets and protect your portfolio growth. We use sophisticated tax-reduction strategies and always consider an investment's tax repercussions before making any recommendations.
As clients consider their retirement, a key concern is whether they will outlive their income. For clients in this stage of life, we take our wealth accumulation planning a step further by developing a customized plan for distributing assets following retirement. We focus on strategies to provide liquidity for current needs, as well as structuring predictable retirement income streams integrated with long-term growth.
In order to assess your ability to comfortably retire, we review your current retirement assets, including IRA's, 401(k)'s, deferred compensation plans, pensions, and non-qualified accounts. By analyzing your cash flow and spending habits and by considering tax implications and inflation, we can help you develop a tailored retirement plan to reach your goals.
We offer full, qualified retirement planning services using a wide variety of tax-favored plan designs. Our advisors can help you save toward retirement—while devising and implementing a distribution strategy.
Estate & Trust Planning Strategies
By using various trust and estate planning techniques, we can help you protect your assets and ensure their distribution aligns with your goals and values.
Investment Planning and Design
Your investments are the engine driving your wealth management, so we take their strategy and implementation very seriously. After in-depth research and analysis, we'll walk you through an asset allocation process designed to help you pursue your goals and take advantage of asset building and risk management techniques.
Protecting financial health of your loved ones if you or your spouse passes away is a powerful way to demonstrate your love. We will help you preserve future liquidity, income, and wealth transfer needs through a strategic and customized approach to life insurance.
The appropriate mix and amount of insurance is essential in order to maintain your financial security during and after any life event. We'll help you protect your assets with disability income insurance, disability buy-out insurance, health insurance, and long-term care insurance.
We can help you protect what you have worked a lifetime to accumulate. Utilizing a financial engineering process, we coach you through strategies that may not only help protect you from the many contingencies life may bring your way, but at the same time, help you accumulate assets, increase your retirement income options and account for lost opportunity costs utilizing tax reduction strategies.
What keeps you up at night?
We understand that owning a business is not only a full-time job, it's a lifestyle choice. And it is not surprising that most business owners have done some level of planning, at different times through different advisors, often resulting in a lack of coordination, and a clear direction moving forward.
It is our goal to simplify the process, put your planning issues in our hands, and to be your advocate to get your planning work done, so that you can focus on what you do best – running and growing your business!
Areas of Planning
info@KCAWealth.com | (717) 774-7080